/* ========== RESET & ROOT ========== */
*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --primary: #6C63FF;
  --primary-dark: #4B44CC;
  --secondary: #A78BFA;
  --accent: #60A5FA;
  --mint: #D1FAE5;
  --light-bg: #F5F3FF;
  --dark: #1E1B4B;
  --text: #374151;
  --text-light: #6B7280;
  --white: #ffffff;
  --shadow-sm: 0 2px 8px rgba(108, 99, 255, 0.12);
  --shadow-md: 0 8px 30px rgba(108, 99, 255, 0.18);
  --shadow-lg: 0 20px 60px rgba(108, 99, 255, 0.25);
  --radius: 16px;
  --radius-lg: 24px;
  --transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Poppins', sans-serif;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
}

a {
  text-decoration: none;
}

/* ========== NAVBAR ========== */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  padding: 0 60px;
  height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  box-shadow: 0 1px 0 rgba(0, 0, 0, 0.06), 0 4px 20px rgba(108, 99, 255, 0.08);
  transition: var(--transition);
}

.navbar.scrolled {
  box-shadow: 0 4px 30px rgba(108, 99, 255, 0.15);
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
  text-decoration: none;
  flex-shrink: 0;
}

.logo:hover {
  transform: scale(1.03);
}

.logo-img {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  object-fit: cover;
  object-position: center;
  box-shadow: 0 4px 16px rgba(108, 99, 255, 0.3);
  transition: var(--transition);
  flex-shrink: 0;
  image-rendering: -webkit-optimize-contrast;
  image-rendering: inherit;
  border: 2px solid rgba(108, 99, 255, 0.15);
}

.logo:hover .logo-img {
  transform: rotate(4deg) scale(1.08);
  box-shadow: 0 6px 22px rgba(108, 99, 255, 0.45);
}

.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.2;
}

.logo-name {
  font-size: 21px;
  font-weight: 800;
  letter-spacing: 0.3px;
  display: flex;
  align-items: baseline;
  gap: 5px;
}

.logo-captain {
  color: var(--dark);
}

.logo-Walid {
  background: linear-gradient(135deg, #C8960C, #FFD700, #C8960C);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  filter: drop-shadow(0 1px 2px rgba(200, 150, 12, 0.2));
}

.logo-bottom {
  font-size: 9px;
  font-weight: 600;
  letter-spacing: 2.5px;
  color: var(--text-light);
  text-transform: uppercase;
  margin-top: 2px;
}

/* Nav links */
.nav-links {
  display: flex;
  gap: 8px;
  list-style: none;
  align-items: center;
}

.nav-links a {
  color: var(--text);
  font-weight: 500;
  font-size: 15px;
  padding: 8px 14px;
  border-radius: 10px;
  position: relative;
  transition: var(--transition);
  white-space: nowrap;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--primary);
  background: rgba(108, 99, 255, 0.08);
}

.nav-links a.active::after {
  content: '';
  position: absolute;
  bottom: 2px;
  left: 50%;
  transform: translateX(-50%);
  width: 20px;
  height: 3px;
  background: var(--primary);
  border-radius: 2px;
}

/* Dropdown submenu for nav items */
.nav-links .has-sub {
  position: relative;
}

.nav-links .has-sub>a::after {
  content: '\25BE';
  margin-left: 8px;
  font-size: 11px;
  vertical-align: middle;
  color: var(--text-light);
}

.nav-links .sub-menu {
  position: absolute;
  top: calc(100% + 6px);
  left: 0;
  min-width: 220px;
  background: #fff;
  border-radius: 12px;
  box-shadow: 0 12px 40px rgba(16, 24, 40, 0.08);
  padding: 8px;
  z-index: 1200;
  border: 1px solid rgba(16, 24, 40, 0.04);
  opacity: 0;
  visibility: hidden;
  transform: translateY(6px);
  transition: opacity 160ms ease, transform 160ms ease, visibility 160ms;
  pointer-events: none;
}

.nav-links .sub-menu a {
  display: block;
  padding: 10px 14px;
  color: var(--dark);
  border-radius: 8px;
  margin: 4px 0;
}

.nav-links .sub-menu a:hover {
  background: rgba(108, 99, 255, 0.06);
  color: var(--primary);
}

.nav-links .has-sub:focus-within .sub-menu,
.nav-links .has-sub:hover .sub-menu,
.nav-links .has-sub.open .sub-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
  pointer-events: auto;
}

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  cursor: pointer;
  width: 42px;
  height: 42px;
  background: rgba(108, 99, 255, 0.08);
  border: 1.5px solid rgba(108, 99, 255, 0.15);
  padding: 0;
  border-radius: 12px;
  transition: all 0.3s ease;
  z-index: 1100;
  -webkit-tap-highlight-color: transparent;
}

.hamburger:hover,
.hamburger.open {
  background: rgba(108, 99, 255, 0.15);
  border-color: rgba(108, 99, 255, 0.3);
}

.hamburger span {
  display: block;
  width: 22px;
  height: 2.5px;
  background: var(--dark);
  border-radius: 3px;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  transform-origin: center;
}

.hamburger.open span:nth-child(1) {
  transform: translateY(7.5px) rotate(45deg);
  background: var(--primary);
}

.hamburger.open span:nth-child(2) {
  opacity: 0;
  transform: scaleX(0);
}

.hamburger.open span:nth-child(3) {
  transform: translateY(-7.5px) rotate(-45deg);
  background: var(--primary);
}

/* Mobile menu overlay */
.mobile-menu {
  display: none;
  position: fixed;
  top: 76px;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  z-index: 999;
  flex-direction: column;
  padding: 24px 20px;
  gap: 8px;
  overflow-y: auto;
  transform: translateX(100%);
  opacity: 0;
  visibility: hidden;
  transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1), opacity 0.3s ease, visibility 0.3s ease;
}

.mobile-menu.open {
  transform: translateX(0);
  opacity: 1;
  visibility: visible;
}

.mobile-menu a {
  color: var(--dark);
  font-size: 18px;
  font-weight: 600;
  padding: 16px 20px;
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  gap: 12px;
  transition: var(--transition);
  border: 1px solid transparent;
}

.mobile-menu a:hover,
.mobile-menu a.active {
  color: var(--primary);
  background: rgba(108, 99, 255, 0.06);
  border-color: rgba(108, 99, 255, 0.15);
  transform: translateX(6px);
}

.mobile-menu .mobile-apply-btn {
  margin-top: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff;
  font-size: 18px;
  font-weight: 700;
  padding: 18px 20px;
  border-radius: 50px;
  box-shadow: var(--shadow-md);
  border: none;
}

.mobile-menu .mobile-apply-btn:hover {
  transform: scale(1.03);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
}

/* Mobile submenu */
.mobile-sub {
  border-bottom: 1px solid rgba(0, 0, 0, 0.04);
}

.mobile-sub-toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 18px;
  color: var(--dark);
  text-decoration: none;
  font-weight: 500;
  font-size: 15px;
  cursor: pointer;
  transition: all 0.2s ease;
}

.mobile-sub-toggle:hover {
  background: rgba(108, 99, 255, 0.04);
  color: var(--primary);
}

.mobile-sub-toggle.active {
  color: var(--primary);
  background: rgba(108, 99, 255, 0.06);
}

.mobile-chevron {
  font-size: 12px;
  transition: transform 0.25s ease;
  color: var(--text-light);
}

.mobile-sub.open .mobile-chevron {
  transform: rotate(180deg);
}

.mobile-sub-menu {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease, opacity 0.3s ease;
  opacity: 0;
  background: rgba(108, 99, 255, 0.02);
}

.mobile-sub.open .mobile-sub-menu {
  max-height: 200px;
  opacity: 1;
}

.mobile-sub-menu a {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 18px 12px 44px;
  color: var(--text);
  text-decoration: none;
  font-size: 14px;
  font-weight: 500;
  border-top: 1px solid rgba(0, 0, 0, 0.03);
  transition: all 0.2s ease;
}

.mobile-sub-menu a:hover,
.mobile-sub-menu a.active {
  background: rgba(108, 99, 255, 0.06);
  color: var(--primary);
}

/* ========== BUTTONS ========== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: 50px;
  border: none;
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 16px;
  cursor: pointer;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
  white-space: nowrap;
  text-decoration: none;
}

.btn-primary {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff;
  box-shadow: 0 6px 20px rgba(108, 99, 255, 0.35);
}

.btn,
.cta-btn {
  outline: none;
}

.btn-primary:hover {
  transform: scale(1.04);
  box-shadow: 0 14px 35px rgba(108, 99, 255, 0.5);
}

.btn-primary:active {
  transform: scale(1.01);
}

.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 2.5px solid var(--primary);
  box-shadow: none;
}

.btn-outline:hover {
  background: var(--primary);
  color: #fff;
  transform: scale(1.04);
  box-shadow: 0 14px 35px rgba(108, 99, 255, 0.4);
}

.btn-outline:active {
  transform: scale(1.01);
}

/* Ripple on click */
.btn::after {
  content: '';
  position: absolute;
  width: 0;
  height: 0;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.35);
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  transition: width 0.5s ease, height 0.5s ease, opacity 0.5s ease;
  opacity: 0;
}

.btn:active::after {
  width: 300px;
  height: 300px;
  opacity: 1;
}

/* Navbar CTA (smaller) */
.cta-btn {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff;
  padding: 10px 24px;
  border-radius: 50px;
  border: none;
  cursor: pointer;
  font-weight: 600;
  font-size: 15px;
  transition: var(--transition);
  box-shadow: 0 4px 15px rgba(108, 99, 255, 0.3);
  white-space: nowrap;
}

.cta-btn:hover {
  transform: translateY(-3px) scale(1.05);
  box-shadow: 0 10px 28px rgba(108, 99, 255, 0.45);
}

/* ========== HERO ========== */
.hero {
  min-height: 100vh;
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  padding: 100px 60px 60px;
  background: linear-gradient(135deg, #EDE9FE 0%, #DBEAFE 50%, #D1FAE5 100%);
  position: relative;
  overflow: hidden;
  gap: 60px;
}

.hero-content {
  grid-column: 1;
  z-index: 2;
  max-width: 600px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(108, 99, 255, 0.1);
  color: var(--primary);
  padding: 8px 18px;
  border-radius: 50px;
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 24px;
  border: 1px solid rgba(108, 99, 255, 0.2);
  animation: slideUp 0.6s ease forwards;
}

.hero-badge i {
  font-size: 15px;
}

.hero-content h1 {
  font-size: clamp(36px, 5vw, 60px);
  color: var(--dark);
  line-height: 1.15;
  margin-bottom: 20px;
  animation: slideUp 0.8s ease forwards;
}

.hero-content h1 em {
  font-style: normal;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-content p {
  font-size: clamp(15px, 2vw, 18px);
  color: var(--text-light);
  margin-bottom: 36px;
  line-height: 1.8;
  animation: slideUp 1s ease forwards;
}

/* Hero CTA — two distinct buttons */
.hero-cta {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  animation: slideUp 1.2s ease forwards;
}

.hero-img {
  grid-column: 2;
  max-width: 500px;
  display: flex;
  align-items: center;
  justify-content: center;
  animation: float 4s ease-in-out infinite;
}

.hero-img-box {
  background: rgba(255, 255, 255, 0.7);
  backdrop-filter: blur(16px);
  border-radius: var(--radius-lg);
  padding: 24px;
  box-shadow: var(--shadow-lg);
  display: flex;
  flex-direction: column;
  gap: 16px;
  width: 100%;
}

.hero-img img {
  width: 100%;
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
}

/* Hero floating shapes */
.shape {
  position: absolute;
  border-radius: 50%;
  opacity: 0.35;
  animation: floatShape 8s ease-in-out infinite;
  pointer-events: none;
}

.shape1 {
  width: 200px;
  height: 200px;
  background: var(--primary);
  top: 5%;
  right: 3%;
  filter: blur(40px);
}

.shape2 {
  width: 150px;
  height: 150px;
  background: var(--accent);
  bottom: 10%;
  left: 5%;
  filter: blur(30px);
  animation-delay: 3s;
}

.shape3 {
  width: 100px;
  height: 100px;
  background: var(--mint);
  top: 45%;
  right: 35%;
  filter: blur(20px);
  animation-delay: 5s;
}

/* ========== SECTIONS ========== */
section {
  padding: 90px 60px;
}

.section-title {
  text-align: center;
  font-size: clamp(28px, 4vw, 44px);
  color: var(--dark);
  margin-bottom: 16px;
}

.section-title span {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.section-sub {
  text-align: center;
  color: var(--text-light);
  font-size: 17px;
  margin-bottom: 56px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.section-divider {
  width: 60px;
  height: 4px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  border-radius: 2px;
  margin: 16px auto 50px;
}

/* ========== STATS ========== */
.stats-section {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  padding: 80px 60px;
}

.stats-section .section-title {
  color: #fff;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 30px;
  max-width: 1100px;
  margin: 0 auto;
}

.stat-card {
  text-align: center;
  padding: 40px 24px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-lg);
  color: #fff;
  cursor: pointer;
  transition: var(--transition);
  backdrop-filter: blur(10px);
}

.stat-card:hover {
  background: rgba(255, 255, 255, 0.22);
  transform: translateY(-12px) scale(1.04);
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.2);
}

.stat-number {
  font-size: clamp(32px, 4vw, 48px);
  font-weight: 700;
  margin-bottom: 10px;
  line-height: 1;
}

.stat-label {
  font-size: 16px;
  opacity: 0.9;
  font-weight: 500;
}

.stat-icon {
  font-size: 32px;
  margin-bottom: 14px;
  color: rgba(255, 255, 255, 0.9);
}

.stat-icon i {
  font-size: 32px;
}

/* ========== FEATURES ========== */
.features {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 28px;
}

/* Mission / Vision / Values — 3 cards, full stretch */
.features-mv {
  grid-template-columns: repeat(3, 1fr);
}

.feature-card {
  background: #fff;
  padding: 40px 30px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  border: 1.5px solid rgba(108, 99, 255, 0.08);
  transition: var(--transition);
  text-align: center;
  cursor: pointer;
  position: relative;
  overflow: hidden;
}

.feature-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  transform: scaleX(0);
  transition: transform 0.35s ease;
  transform-origin: left;
}

.feature-card:hover::before {
  transform: scaleX(1);
}

.feature-card:hover {
  transform: translateY(-12px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(108, 99, 255, 0.15);
}

.feature-card .icon {
  width: 80px;
  height: 80px;
  margin: 0 auto 20px;
  background: linear-gradient(135deg, #EDE9FE, #DBEAFE);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 36px;
  transition: var(--transition);
  color: var(--primary);
}

.feature-card:hover .icon {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  transform: scale(1.1) rotate(10deg);
  color: #fff;
}

.feature-card h3 {
  color: var(--dark);
  margin-bottom: 12px;
  font-size: 20px;
}

.feature-card p {
  color: var(--text-light);
  line-height: 1.7;
  font-size: 15px;
}

.feature-card:hover h3 {
  color: var(--primary);
}

/* ========== Installment PRODUCTS ========== */
.Installment-types {
  background: var(--light-bg);
}

.Installment-card {
  background: #fff;
  padding: 40px 30px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  border: 1.5px solid rgba(108, 99, 255, 0.08);
  transition: var(--transition);
  cursor: pointer;
  text-align: center;
}

.Installment-card:hover {
  transform: translateY(-12px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary);
}

.Installment-card .icon {
  width: 70px;
  height: 70px;
  margin: 0 auto 16px;
  background: linear-gradient(135deg, #EDE9FE, #DBEAFE);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  transition: var(--transition);
  color: var(--primary);
}

.Installment-card:hover .icon {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  transform: scale(1.15);
  color: #fff;
}

.Installment-card h3 {
  color: var(--dark);
  margin-bottom: 16px;
  font-size: 20px;
}

.Installment-detail {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 8px 0;
  border-bottom: 1px dashed rgba(108, 99, 255, 0.15);
  font-size: 14px;
}

.Installment-detail:last-child {
  border-bottom: none;
}

.Installment-detail .lbl {
  color: var(--text-light);
}

.Installment-detail .val {
  color: var(--dark);
  font-weight: 600;
}

.Installment-card .apply-link {
  display: inline-block;
  margin-top: 20px;
  color: var(--primary);
  font-weight: 600;
  font-size: 15px;
  padding: 8px 20px;
  border-radius: 50px;
  border: 2px solid var(--primary);
  transition: var(--transition);
}

.Installment-card:hover .apply-link {
  background: var(--primary);
  color: #fff;
}

/* ========== PROCESS ========== */
.process-section {
  background: #fff;
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 32px;
  max-width: 1200px;
  margin: 0 auto;
  position: relative;
}

.process-steps::before {
  content: '';
  position: absolute;
  top: 35px;
  left: 10%;
  right: 10%;
  height: 2px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  opacity: 0.2;
}

.step-card {
  background: #fff;
  padding: 40px 28px;
  border-radius: var(--radius-lg);
  text-align: center;
  border: 1.5px solid rgba(108, 99, 255, 0.1);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  position: relative;
}

.step-card:hover {
  transform: translateY(-14px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary);
}

.step-number {
  width: 68px;
  height: 68px;
  margin: 0 auto 22px;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff;
  font-size: 26px;
  font-weight: 700;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 24px rgba(108, 99, 255, 0.35);
  transition: var(--transition);
  position: relative;
  z-index: 1;
}

.step-card:hover .step-number {
  transform: scale(1.15) rotate(360deg);
}

.step-card h3 {
  color: var(--dark);
  margin-bottom: 12px;
  font-size: 20px;
}

.step-card p {
  color: var(--text-light);
  line-height: 1.7;
  font-size: 15px;
}

/* ========== TEAM ========== */
.team {
  background: linear-gradient(135deg, #EDE9FE 0%, #DBEAFE 100%);
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 32px;
  max-width: 1000px;
  margin: 0 auto;
}

.team-card {
  background: #fff;
  border-radius: var(--radius-lg);
  overflow: hidden;
  text-align: center;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
  border: 1.5px solid rgba(108, 99, 255, 0.08);
  cursor: pointer;
}

.team-card:hover {
  transform: translateY(-14px) scale(1.02);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary);
}

.team-card img {
  width: 100%;
  height: 280px;
  object-fit: cover;
  transition: var(--transition);
  filter: saturate(90%);
}

.team-card:hover img {
  transform: scale(1.06);
  filter: saturate(110%);
}

.team-info {
  padding: 24px 20px;
}

.team-info h3 {
  color: var(--dark);
  font-size: 20px;
  margin-bottom: 6px;
}

.team-info p {
  color: var(--primary);
  font-weight: 600;
  font-size: 15px;
}

.team-info small {
  color: var(--text-light);
  font-size: 13px;
  display: block;
  margin-top: 6px;
}

/* ========== RATINGS ========== */
.ratings {
  text-align: center;
  background: #fff;
}

.rating-header {
  margin-bottom: 50px;
}

.stars {
  font-size: 36px;
  color: #F59E0B;
  margin: 12px 0;
  letter-spacing: 4px;
}

.stars i {
  font-size: 36px;
  color: #F59E0B;
  margin: 0 2px;
}

.rating-header h3 {
  font-size: 22px;
  color: var(--dark);
}

.rating-header p {
  color: var(--text-light);
  margin-top: 6px;
}

.review-card .user-stars i {
  color: #F59E0B;
  font-size: 13px;
}

.review-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
  text-align: left;
}

.review-card {
  background: #fff;
  padding: 28px;
  border-radius: var(--radius-lg);
  border: 1.5px solid rgba(108, 99, 255, 0.1);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.review-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-md);
  border-color: rgba(108, 99, 255, 0.25);
}

.review-card .user {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 14px;
}

.review-card .user img {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  border: 3px solid #EDE9FE;
  flex-shrink: 0;
}

.review-card .user h4 {
  color: var(--dark);
  font-size: 16px;
}

.review-card .user-stars {
  color: #F59E0B;
  font-size: 14px;
  margin-top: 2px;
}

.review-card p {
  color: var(--text-light);
  line-height: 1.7;
  font-style: italic;
}

/* ========== EMI CALCULATOR ========== */
.emi-section {
  background: var(--light-bg);
}

.emi-wrapper {
  max-width: 900px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}

.emi-form {
  background: #fff;
  padding: 40px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.emi-form h3 {
  color: var(--dark);
  font-size: 24px;
  margin-bottom: 28px;
  text-align: center;
}

.emi-group {
  margin-bottom: 24px;
}

.emi-group label {
  display: flex;
  justify-content: space-between;
  margin-bottom: 10px;
  font-weight: 600;
  color: var(--dark);
  font-size: 14px;
}

.emi-group label span {
  color: var(--primary);
  font-size: 16px;
}

.emi-group input[type="range"] {
  width: 100%;
  height: 6px;
  -webkit-appearance: none;
  appearance: none;
  background: linear-gradient(90deg, var(--primary) 50%, #e0e0e0 50%);
  border-radius: 3px;
  outline: none;
  cursor: pointer;
}

.emi-group input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--primary);
  cursor: pointer;
  box-shadow: 0 4px 12px rgba(108, 99, 255, 0.4);
  transition: transform 0.2s ease;
}

.emi-group input[type="range"]:hover::-webkit-slider-thumb {
  transform: scale(1.2);
}

.emi-result {
  text-align: center;
  padding: 20px 0;
}

.emi-result .emi-amount {
  font-size: 52px;
  font-weight: 700;
  color: var(--primary);
  line-height: 1;
}

.emi-result .emi-label {
  color: var(--text-light);
  margin-top: 8px;
  font-size: 16px;
}

.emi-breakdown {
  margin-top: 28px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.emi-row {
  display: flex;
  justify-content: space-between;
  font-size: 15px;
  padding: 10px 0;
  border-bottom: 1px solid #f0f0f0;
}

.emi-row:last-child {
  border: none;
}

.emi-row .e-label {
  color: var(--text-light);
}

.emi-row .e-val {
  color: var(--dark);
  font-weight: 600;
}

/* ========== FORM (Installment Application) ========== */
.form-section {
  background: linear-gradient(135deg, #EDE9FE 0%, #DBEAFE 100%);
  min-height: 100vh;
  padding: 84px 0 0;
  box-sizing: border-box;
}

.form-container {
  max-width: 100%;
  margin: 0;
  background: #fff;
  padding: 36px 40px 60px;
  border-radius: 0;
  box-shadow: none;
  box-sizing: border-box;
  width: 100%;
  min-height: calc(100vh - 84px);
}

/* All form elements stay inside */
.form-container>*,
.form-container .form-row,
.form-container .form-group,
.form-container .info-box,
.form-container .lq-section-title {
  max-width: 100%;
  box-sizing: border-box;
}

/* Center the form content on wide screens */
#InstallmentForm,
.form-header,
.progress-bar-wrap {
  max-width: 760px;
  margin-left: auto;
  margin-right: auto;
}

.form-container h2 {
  text-align: center;
  margin-bottom: 8px;
  font-size: 34px;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.form-container .subtitle {
  text-align: center;
  margin-bottom: 36px;
  color: var(--text-light);
  font-size: 16px;
}

.form-group {
  margin-bottom: 20px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  box-sizing: border-box;
}

.form-group label {
  display: block;
  margin-bottom: 8px;
  font-weight: 600;
  color: var(--dark);
  font-size: 14px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 13px 16px;
  border: 2px solid #E5E7EB;
  border-radius: 12px;
  font-family: 'Poppins', sans-serif;
  font-size: 15px;
  background: #FAFAFA;
  color: var(--text);
  transition: var(--transition);
}

.form-group input:hover,
.form-group select:hover,
.form-group textarea:hover {
  border-color: #C4B5FD;
  background: #fff;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary);
  background: #fff;
  box-shadow: 0 0 0 4px rgba(108, 99, 255, 0.12);
  transform: translateY(-2px);
}

.form-section-title {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff;
  padding: 13px 22px;
  border-radius: 12px;
  margin: 32px 0 22px;
  font-size: 17px;
  font-weight: 600;
  box-shadow: 0 4px 16px rgba(108, 99, 255, 0.25);
  transition: var(--transition);
}

.form-section-title:hover {
  transform: translateX(8px);
}

.submit-btn {
  width: 100%;
  padding: 17px;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff;
  border: none;
  border-radius: 50px;
  font-size: 18px;
  font-weight: 700;
  cursor: pointer;
  transition: var(--transition);
  margin-top: 24px;
  box-shadow: 0 8px 24px rgba(108, 99, 255, 0.35);
  font-family: 'Poppins', sans-serif;
  position: relative;
  overflow: hidden;
}

.submit-btn:hover {
  transform: translateY(-4px);
  box-shadow: 0 16px 40px rgba(108, 99, 255, 0.5);
}

.submit-btn:active {
  transform: translateY(-1px);
}

/* ========== CONTACT ========== */
.contact-wrapper {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 40px;
  max-width: 1100px;
  margin: 0 auto;
}

.contact-info {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  color: #fff;
  padding: 44px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  transition: var(--transition);
}

.contact-info:hover {
  transform: translateY(-8px);
  box-shadow: 0 28px 60px rgba(108, 99, 255, 0.35);
}

.contact-info h3 {
  font-size: 28px;
  margin-bottom: 28px;
}

.info-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 20px;
  padding: 12px;
  border-radius: 12px;
  cursor: pointer;
  transition: var(--transition);
}

.info-item:hover {
  background: rgba(255, 255, 255, 0.12);
  transform: translateX(8px);
}

.info-item .icon {
  width: 52px;
  height: 52px;
  flex-shrink: 0;
  background: rgba(255, 255, 255, 0.2);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  transition: var(--transition);
}

.info-item:hover .icon {
  background: rgba(255, 255, 255, 0.3);
  transform: scale(1.1);
}

.info-item div b {
  display: block;
  margin-bottom: 4px;
  font-size: 15px;
}

.info-item div span {
  font-size: 14px;
  opacity: 0.9;
}

/* ========== FOOTER ========== */
footer {
  background: var(--dark);
  color: #fff;
  padding: 64px 60px 24px;
  position: relative;
}

footer::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--primary), var(--secondary), var(--accent));
}

.footer-brand .logo-img {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  box-shadow: 0 4px 16px rgba(212, 175, 55, 0.3);
  border: 2px solid rgba(212, 175, 55, 0.3);
}

.footer-brand .logo-captain {
  color: #fff;
}

.footer-brand .logo-Walid {
  background: linear-gradient(135deg, #C8960C, #FFD700, #C8960C);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.footer-brand .logo-bottom {
  color: rgba(255, 255, 255, 0.45);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr repeat(3, 1fr);
  gap: 40px;
  text-align: left;
  margin-bottom: 48px;
}

.footer-brand p {
  color: #9CA3AF;
  line-height: 1.8;
  margin-top: 12px;
  font-size: 15px;
}

.footer-brand .logo {
  font-size: 22px;
  margin-bottom: 0;
}

.footer-grid h4 {
  color: #fff;
  margin-bottom: 20px;
  font-size: 17px;
  font-weight: 600;
  position: relative;
  padding-bottom: 12px;
}

.footer-grid h4::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 32px;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  border-radius: 2px;
}

.footer-grid a {
  color: #9CA3AF;
  display: block;
  margin-bottom: 10px;
  font-size: 15px;
  transition: var(--transition);
  padding: 2px 0;
  display: flex;
  align-items: center;
  gap: 8px;
}

.footer-grid a i {
  font-size: 11px;
  color: var(--primary);
  flex-shrink: 0;
}

.footer-grid a:hover {
  color: #fff;
  padding-left: 6px;
}

.footer-grid p {
  color: #9CA3AF;
  line-height: 1.8;
  font-size: 15px;
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 6px;
}

.footer-grid p i {
  color: var(--primary);
  font-size: 14px;
  flex-shrink: 0;
}

.copyright {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 24px;
  text-align: center;
  color: #6B7280;
  font-size: 14px;
}

/* ========== REGISTRATION SECTION ========== */
.reg-section {
  background: var(--light-bg);
}

.reg-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
  max-width: 1100px;
  margin: 0 auto;
}

.reg-card {
  background: #fff;
  border-radius: 20px;
  padding: 28px 24px;
  display: flex;
  align-items: flex-start;
  gap: 18px;
  border: 1.5px solid rgba(108, 99, 255, 0.1);
  box-shadow: 0 4px 20px rgba(108, 99, 255, 0.08);
  transition: all 0.35s ease;
}

.reg-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 35px rgba(108, 99, 255, 0.18);
  border-color: rgba(108, 99, 255, 0.25);
}

.reg-icon {
  width: 52px;
  height: 52px;
  flex-shrink: 0;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  color: #fff;
  box-shadow: 0 4px 14px rgba(108, 99, 255, 0.3);
}

.reg-info {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.reg-label {
  font-size: 11px;
  font-weight: 600;
  color: var(--text-light);
  text-transform: uppercase;
  letter-spacing: 0.8px;
}

.reg-value {
  font-size: 15px;
  font-weight: 700;
  color: var(--dark);
  line-height: 1.4;
}

.reg-value.reg-pending {
  color: #D97706;
  font-style: italic;
  font-size: 13px;
  background: #FEF3C7;
  padding: 3px 10px;
  border-radius: 6px;
  display: inline-block;
}

.reg-sub {
  font-size: 12px;
  color: var(--text-light);
}

/* ========== WHATSAPP FLOAT (all pages) ========== */
.wa-float {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 9999;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: #25D366;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 24px rgba(37, 211, 102, 0.5);
  color: #fff;
  font-size: 30px;
  transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  text-decoration: none;
}

.wa-float::before {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: 50%;
  background: #25D366;
  animation: wa-pulse 2.2s ease-out infinite;
  z-index: -1;
}

.wa-float:hover {
  transform: scale(1.15) translateY(-4px);
  box-shadow: 0 12px 32px rgba(37, 211, 102, 0.6);
  background: #1ebe5d;
}

.wa-tooltip {
  position: absolute;
  right: 72px;
  top: 50%;
  transform: translateY(-50%);
  background: var(--dark);
  color: #fff;
  padding: 8px 14px;
  border-radius: 10px;
  font-size: 13px;
  font-weight: 600;
  white-space: nowrap;
  opacity: 0;
  pointer-events: none;
  transition: all 0.3s ease;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.2);
}

.wa-tooltip::after {
  content: '';
  position: absolute;
  left: 100%;
  top: 50%;
  transform: translateY(-50%);
  border: 6px solid transparent;
  border-left-color: var(--dark);
}

.wa-float:hover .wa-tooltip {
  opacity: 1;
  right: 76px;
}

@keyframes wa-pulse {
  0% {
    transform: scale(1);
    opacity: 0.6;
  }

  70% {
    transform: scale(1.7);
    opacity: 0;
  }

  100% {
    transform: scale(1.7);
    opacity: 0;
  }
}

/* ========== ANIMATIONS ========== */
@keyframes slideUp {
  from {
    opacity: 0;
    transform: translateY(40px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes float {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-18px);
  }
}

@keyframes floatShape {

  0%,
  100% {
    transform: translate(0, 0);
  }

  50% {
    transform: translate(25px, -25px);
  }
}

.fade-in {
  opacity: 0;
  transform: translateY(36px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ========== RESPONSIVE — TABLET (max 1024px) ========== */
@media (max-width: 1024px) {
  .navbar {
    padding: 0 30px;
  }

  section {
    padding: 70px 30px;
  }

  .hero {
    padding: 100px 30px 60px;
    gap: 40px;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }

  .emi-wrapper {
    grid-template-columns: 1fr;
  }

  .features-mv {
    grid-template-columns: repeat(3, 1fr);
  }
}

/* ========== RESPONSIVE — TABLET PORTRAIT (max 900px) ========== */
@media (max-width: 900px) {
  .hero {
    gap: 30px;
  }

  .hero-content h1 {
    font-size: clamp(30px, 5vw, 48px);
  }

  .features {
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  }

  .features-mv {
    grid-template-columns: repeat(3, 1fr);
  }

  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .team-grid {
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  }

  .emi-wrapper {
    grid-template-columns: 1fr;
    gap: 32px;
  }
}

/* ========== RESPONSIVE — MOBILE WIDE (max 768px) ========== */
@media (max-width: 768px) {

  /* Navbar */
  .navbar {
    padding: 0 16px;
    height: 64px;
  }

  .nav-links,
  .cta-btn {
    display: none;
  }

  .hamburger {
    display: flex;
  }

  .mobile-menu {
    display: flex;
    top: 64px;
  }

  .logo-img {
    width: 42px;
    height: 42px;
    border-radius: 11px;
  }

  .logo-name {
    font-size: 18px;
  }

  .logo-bottom {
    font-size: 8px;
    letter-spacing: 1.5px;
  }

  /* Hero — stacked, centered */
  .hero {
    grid-template-columns: 1fr;
    padding: 80px 20px 48px;
    text-align: center;
    gap: 32px;
    min-height: auto;
  }

  .hero-content {
    max-width: 100%;
  }

  .hero-badge {
    font-size: 12px;
    padding: 6px 14px;
  }

  .hero-content h1 {
    font-size: clamp(28px, 7vw, 40px);
    margin-bottom: 14px;
  }

  .hero-content p {
    font-size: 15px;
    margin-bottom: 28px;
  }

  .hero-cta {
    justify-content: center;
    gap: 12px;
  }

  .hero-img {
    max-width: 100%;
    width: 100%;
    display: none;
  }

  /* hide on mobile */
  .shape {
    display: none;
  }

  /* Sections */
  section {
    padding: 52px 16px;
  }

  .section-title {
    font-size: clamp(22px, 6vw, 32px);
  }

  .section-sub {
    font-size: 14px;
    margin-bottom: 36px;
  }

  .section-divider {
    margin: 12px auto 36px;
  }

  /* Stats */
  .stats-section {
    padding: 52px 16px;
  }

  .stats-grid {
    grid-template-columns: 1fr 1fr;
    gap: 12px;
  }

  .stat-card {
    padding: 24px 12px;
    border-radius: 16px;
  }

  .stat-icon i {
    font-size: 26px;
  }

  .stat-number {
    font-size: 28px;
  }

  .stat-label {
    font-size: 13px;
  }

  /* Features — 2 column on mobile */
  .features {
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }

  .features-mv {
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }

  .feature-card {
    padding: 20px 14px;
    border-radius: 14px;
  }

  .feature-card .icon {
    width: 52px;
    height: 52px;
    font-size: 22px;
    margin-bottom: 12px;
  }

  .feature-card h3 {
    font-size: 13px;
    margin-bottom: 6px;
  }

  .feature-card p {
    font-size: 12px;
    line-height: 1.5;
  }

  /* Installment cards — 2 column */
  .Installment-types .features {
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }

  .Installment-card {
    padding: 20px 14px;
    border-radius: 14px;
  }

  .Installment-card .icon {
    width: 48px;
    height: 48px;
    font-size: 20px;
    margin-bottom: 10px;
  }

  .Installment-card h3 {
    font-size: 13px;
    margin-bottom: 10px;
  }

  .Installment-detail {
    font-size: 11px;
    padding: 6px 0;
  }

  .apply-link {
    font-size: 12px;
    padding: 6px 12px;
    margin-top: 10px;
  }

  /* Process — 2 columns */
  .process-steps {
    grid-template-columns: 1fr 1fr;
    gap: 16px;
  }

  .process-steps::before {
    display: none;
  }

  .step-card {
    padding: 20px 14px;
  }

  .step-number {
    width: 48px;
    height: 48px;
    font-size: 18px;
    margin-bottom: 12px;
  }

  .step-card h3 {
    font-size: 14px;
  }

  .step-card p {
    font-size: 12px;
  }

  /* Team — 2 columns */
  .team-grid {
    grid-template-columns: 1fr 1fr;
    max-width: 100%;
    margin: 0 auto;
    gap: 16px;
  }

  .team-card img {
    height: 200px;
  }

  .team-info {
    padding: 16px 12px;
  }

  .team-info h3 {
    font-size: 15px;
  }

  .team-info p {
    font-size: 13px;
  }

  /* Reviews — 2 columns */
  .review-grid {
    grid-template-columns: 1fr 1fr;
    gap: 14px;
  }

  .review-card {
    padding: 16px;
  }

  .review-card .user img {
    width: 40px;
    height: 40px;
  }

  .review-card .user h4 {
    font-size: 13px;
  }

  .review-card p {
    font-size: 12px;
  }

  /* EMI Calculator */
  .emi-section {}

  .emi-wrapper {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .emi-form {
    padding: 24px 16px;
  }

  .emi-form h3 {
    font-size: 18px;
    margin-bottom: 20px;
  }

  .emi-group {
    margin-bottom: 18px;
  }

  .emi-result .emi-amount {
    font-size: 38px;
  }

  .emi-row {
    font-size: 13px;
  }

  /* Form */
  .form-section {
    padding: 64px 0 0;
  }

  .form-container {
    padding: 20px 16px 48px;
    border-radius: 0;
    border: none;
    box-shadow: none;
    margin: 0;
    width: 100%;
    max-width: 100%;
    min-height: auto;
  }

  #InstallmentForm,
  .form-header,
  .progress-bar-wrap {
    max-width: 100%;
  }

  .form-container h2 {
    font-size: 22px;
  }

  .form-row {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .form-group input,
  .form-group select,
  .form-group textarea {
    font-size: 16px;
    padding: 12px 14px;
    border-radius: 10px;
  }

  .submit-btn {
    font-size: 16px;
    padding: 15px;
  }

  /* Footer - 2 Column Grid on Mobile */
  footer {
    padding: 40px 16px 20px;
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px 16px;
    text-align: left;
  }

  .footer-brand {
    grid-column: span 2;
    text-align: center;
  }

  .footer-brand .logo {
    justify-content: center;
  }

  .footer-brand p {
    font-size: 13px;
    line-height: 1.6;
    max-width: 100%;
    margin: 8px auto 0;
  }

  .footer-grid h4 {
    text-align: left;
    font-size: 15px;
    margin-bottom: 12px;
  }

  .footer-grid h4::after {
    left: 0;
    transform: none;
  }

  .footer-grid a,
  .footer-grid p {
    justify-content: flex-start;
    text-align: left;
    font-size: 13px;
    word-break: break-word;
  }

  .footer-grid>div:nth-child(4) {
    grid-column: span 2;
  }

  .copyright {
    font-size: 12px;
  }

  /* WA float */
  .wa-float {
    bottom: 16px;
    right: 16px;
    width: 52px;
    height: 52px;
    font-size: 24px;
  }

  .wa-tooltip {
    display: none;
  }

  /* Overflow & scroll fixes */
  * {
    max-width: 100vw;
  }

  .form-container,
  .form-container *,
  section,
  section *,
  .hero,
  .hero * {
    max-width: 100%;
    box-sizing: border-box;
  }

  /* Installment type grid — 2 columns on mobile */
  .Installment-type-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .ltc-inner {
    padding: 12px 8px 10px;
  }

  .ltc-icon {
    width: 42px;
    height: 42px;
    font-size: 18px;
    border-radius: 12px;
  }

  .ltc-name {
    font-size: 11px;
  }

  .ltc-rate {
    font-size: 10px;
  }

  /* Chips */
  .chip-select {
    gap: 6px;
  }

  .chip {
    padding: 8px 12px;
    font-size: 13px;
  }

  /* Info boxes */
  .info-box {
    padding: 14px;
  }

  /* Document slots */
  .doc-slot {
    flex-direction: column;
    align-items: flex-start;
  }

  .doc-del-btn {
    align-self: flex-end;
    margin-top: 10px;
  }
}

/* ========== RESPONSIVE — SMALL MOBILE (max 480px) ========== */
@media (max-width: 480px) {
  section {
    padding: 44px 14px;
  }

  /* Hero */
  .hero {
    padding: 72px 14px 40px;
    gap: 24px;
  }

  .hero-content h1 {
    font-size: clamp(24px, 7vw, 34px);
  }

  .hero-cta {
    flex-direction: column;
    align-items: center;
    gap: 10px;
  }

  .btn {
    width: 100%;
    max-width: 280px;
    font-size: 15px;
    padding: 13px 20px;
  }

  /* Stats — 2 columns */
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  .stat-card {
    padding: 20px 10px;
  }

  .stat-number {
    font-size: 24px;
  }

  .stat-label {
    font-size: 12px;
  }

  .stat-icon i {
    font-size: 22px;
  }

  /* Features — 2 columns */
  .features,
  .features-mv {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .feature-card {
    padding: 16px 10px;
    border-radius: 12px;
  }

  .feature-card .icon {
    width: 44px;
    height: 44px;
    font-size: 18px;
    margin-bottom: 8px;
  }

  .feature-card h3 {
    font-size: 12px;
    margin-bottom: 4px;
  }

  .feature-card p {
    font-size: 11px;
    line-height: 1.4;
  }

  /* Installment cards — 2 columns */
  .Installment-types .features {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .Installment-card {
    padding: 16px 10px;
  }

  .Installment-card .icon {
    width: 42px;
    height: 42px;
    font-size: 17px;
  }

  .Installment-card h3 {
    font-size: 12px;
  }

  .Installment-detail {
    font-size: 10px;
  }

  .apply-link {
    font-size: 11px;
    padding: 5px 10px;
  }

  /* Process steps — 2 columns */
  .process-steps {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  /* Footer — 2 columns */
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px 14px;
    text-align: left;
  }

  .footer-brand {
    grid-column: span 2;
    text-align: center;
  }

  .footer-brand .logo {
    justify-content: center;
  }

  .footer-grid>div:nth-child(4) {
    grid-column: span 2;
  }

  .footer-grid h4 {
    text-align: left;
    font-size: 14px;
  }

  .footer-grid h4::after {
    left: 0;
    transform: none;
  }

  .footer-grid a,
  .footer-grid p {
    justify-content: flex-start;
    text-align: left;
    font-size: 12px;
    word-break: break-word;
  }

  /* Team — 2 columns */
  .team-grid {
    max-width: 100%;
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  .team-card img {
    height: 160px;
  }

  /* Reviews — 2 columns */
  .review-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  .review-card {
    padding: 12px;
  }
}

/* ========== TERMS & CONDITIONS PAGE ========== */
.terms-content {
  max-width: 900px;
  margin: 40px auto 60px;
  padding: 0 24px;
  line-height: 1.9;
  color: var(--text);
  font-size: 15px;
}

.terms-content h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--dark);
  margin: 32px 0 10px;
  padding-left: 14px;
  border-left: 4px solid var(--primary);
}

.terms-content p {
  margin-bottom: 8px;
  color: var(--text);
}

.terms-cta {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 48px;
  margin-bottom: 24px;
  justify-content: center;
}

/* ========== RESPONSIVE — ULTRA MOBILE (max 400px) ========== */
@media (max-width: 400px) {
  .navbar {
    padding: 0 12px;
    height: 60px;
  }

  .logo-img {
    width: 38px;
    height: 38px;
    border-radius: 10px;
  }

  .logo-name {
    font-size: 15px;
  }

  .logo-bottom {
    font-size: 7px;
    letter-spacing: 1px;
  }

  section {
    padding: 36px 12px;
  }

  .hero {
    padding: 64px 12px 32px;
  }

  .hero-content h1 {
    font-size: clamp(22px, 7vw, 30px);
  }

  .hero-content p {
    font-size: 14px;
  }

  .hero-cta {
    gap: 10px;
  }

  .btn {
    width: 100%;
    max-width: 260px;
    font-size: 14px;
    padding: 12px 18px;
  }

  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .stat-card {
    padding: 16px 8px;
    border-radius: 14px;
  }

  .stat-number {
    font-size: 20px;
  }

  .stat-label {
    font-size: 10px;
  }

  .stat-icon {
    font-size: 20px;
    margin-bottom: 6px;
  }

  .stat-icon i {
    font-size: 20px;
  }

  .features,
  .features-mv {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .feature-card {
    padding: 14px 8px;
  }

  .feature-card .icon {
    width: 40px;
    height: 40px;
    font-size: 16px;
    margin-bottom: 8px;
  }

  .feature-card h3 {
    font-size: 12px;
  }

  .feature-card p {
    font-size: 11px;
  }

  .Installment-types .features {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .Installment-card {
    padding: 14px 8px;
  }

  .Installment-card .icon {
    width: 40px;
    height: 40px;
    font-size: 16px;
  }

  .Installment-card h3 {
    font-size: 12px;
  }

  .Installment-detail {
    font-size: 10px;
  }

  .apply-link {
    font-size: 11px;
    padding: 5px 10px;
  }

  .process-steps {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .step-card {
    padding: 16px 10px;
  }

  .step-number {
    width: 42px;
    height: 42px;
    font-size: 16px;
    margin-bottom: 10px;
  }

  .step-card h3 {
    font-size: 13px;
  }

  .step-card p {
    font-size: 11px;
  }

  .team-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .team-card img {
    height: 150px;
  }

  .team-info {
    padding: 12px 8px;
  }

  .team-info h3 {
    font-size: 13px;
  }

  .team-info p {
    font-size: 11px;
  }

  .review-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .review-card {
    padding: 10px;
  }

  .review-card .user img {
    width: 36px;
    height: 36px;
  }

  .review-card .user h4 {
    font-size: 12px;
  }

  .review-card p {
    font-size: 11px;
  }

  .emi-form {
    padding: 18px 12px;
  }

  .emi-form h3 {
    font-size: 16px;
  }

  .emi-result .emi-amount {
    font-size: 28px;
  }

  .emi-row {
    font-size: 12px;
  }

  .form-section {
    padding: 48px 0 0;
  }

  .form-container {
    padding: 14px 10px 32px;
  }

  .form-container h2 {
    font-size: 18px;
  }

  .form-container .subtitle {
    font-size: 12px;
    margin-bottom: 20px;
  }

  .form-group {
    margin-bottom: 12px;
  }

  .form-group input,
  .form-group select,
  .form-group textarea {
    font-size: 15px;
    padding: 12px 10px;
    border-radius: 8px;
  }

  .submit-btn {
    font-size: 14px;
    padding: 14px;
    margin-top: 16px;
  }

  .progress-bar-wrap {
    gap: 0;
    padding: 0 2px;
  }

  .progress-step {
    min-width: 42px;
    gap: 3px;
  }

  .ps-circle {
    width: 32px;
    height: 32px;
    font-size: 12px;
  }

  .progress-step span {
    font-size: 8px;
  }

  .progress-line {
    min-width: 8px;
    margin-bottom: 16px;
  }

  .lq-section-title {
    font-size: 12px;
    padding: 8px 12px;
    margin: 16px 0 12px;
  }

  footer {
    padding: 32px 10px 16px;
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 18px 12px;
    text-align: left;
  }

  .footer-brand {
    grid-column: span 2;
    text-align: center;
  }

  .footer-brand .logo {
    justify-content: center;
  }

  .footer-grid>div:nth-child(4) {
    grid-column: span 2;
  }

  .footer-grid h4 {
    text-align: left;
    font-size: 13px;
    margin-bottom: 10px;
  }

  .footer-grid h4::after {
    left: 0;
    transform: none;
  }

  .footer-grid a,
  .footer-grid p {
    justify-content: flex-start;
    text-align: left;
    font-size: 11px;
    word-break: break-word;
  }

  .copyright {
    font-size: 10px;
  }

  .wa-float {
    bottom: 10px;
    right: 10px;
    width: 44px;
    height: 44px;
    font-size: 20px;
  }
}