Applicant Declaration & Terms Acceptance "I, the undersigned applicant, hereby confirm that all information, documents, and declarations submitted by me are true, complete, and authentic. I understand that any misrepresentation, concealment of facts, forged documents, or fraudulent information may result in immediate rejection, cancellation of the Installment, legal recovery proceedings, civil action, and/or criminal prosecution under applicable laws. I voluntarily authorize Captain Walid opc private limited to verify my identity, address, employment, income, bank details, credit history, references, and any other information deemed necessary. I agree to comply with all Installment terms, repayment obligations, penalties, fees, and recovery procedures as specified by the lender. I acknowledge that failure to repay the Installment as agreed may result in collection actions, reporting to credit agencies where applicable, legal proceedings, recovery of outstanding dues, and enforcement of any security or collateral provided by me. By signing below, I confirm that I have read, understood, and unconditionally accepted all terms and conditions of the Installment agreement."